Providing mortgage credit reports, related services & technology solutions for over 75 years.



SoftCheck - Soft Pull Credit Report

SoftCheck returns a prospect's complete credit report with no impact on credit score and no trigger lead generated.

SoftCheck can help you maximize your lead generation process by allowing you to quickly match consumers with the products that meet their credit profile before they apply, with no impact on the credit score.

Prequalify more prospects and focus on the loans you can close.

SoftCheck is a great fit for lenders, brokers and agents. If you’re a lender, SoftCheck allows you to match an individual's credit data to the right loan products. If you’re an agent or a broker working on behalf of lenders, SoftCheck helps you route leads to lenders that meet their lending criteria; and since SoftCheck is a soft pull credit report, you won't lose your loans to trigger leads.

Easier for you, and a better choice for your customers.

Since SoftCheck is consumer-initiated, it eliminates the requirement that the company must make a firm offer of credit and does not require future compliance.

SoftCheck requires only a name, address, and SSN to pull credit, making it easier for consumers to authorize. Best of all, prequalifying with SoftCheck can be completed in seconds.

SoftCheck vs Traditional Hard Pull

  • Consumer consent required: Yes
  • Reduced lender compliance (does not trigger application requirements)
  • Returns full credit report and FICO score
  • No effect on consumer's credit
  • Requires only name, address, and SSN to pull credit
  • STOPS trigger leads
Traditional Hard Inquiry
  • Consumer consent required: Yes
  • Compliance triggered: Yes
  • Returns full credit report and FICO score
  • May negatively affect consumer's credit score and leaves an inquiry for up to two years
  • Generates a trigger lead for your competitors and unsolicited calls to your customer

If you would like more information, or if you are already an Avantus customer and you would like to begin ordering SoftCheck, simply let us know by e-mail or call us at 800.243.0120.