Providing custom mortgage credit reports, related services & technology solutions for over 75 years.

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Customized to Fit Your Workflow
and Help You Close More Loans

Custom Credit ReportsThe Avantus credit report format is designed to help you get your loans to closing faster.

We're proud to say that the Avantus has become the preferred mortgage credit report provider to many in the mortgage lending industry.

Want to see derogatory items first? Open accounts? Just let us know. We have multiple report formats to choose from, or we can customize your report to fit your preferences.

Here are just a few of the custom formats preferred by Avantus customers:

Sample 1 | Sample 2 | Sample 3

Trended Data

If your business uses Fannie Mae's Trended Credit Data when underwriting loans, Avantus can deliver your credit reports with trended data in a clean, easy to read format.

Trended Data Example


Underwriting Alerts

Spot potential underwriting problems faster and keep your loans on track to closing.

Avantus' Underwriting Alerts located in the Credit Summary section of every mortgage credit report can alert you to potential underwriting issues and help resolve them before they become a problem with your loan.

Just a quick glance will alert you to:Sample underwriting alert on Avantus mortgage credit report

  • Disputed tradelines
  • Collection tradelines
  • Tradelines that have been 60+ days past due within the last 12 months
  • Unpaid public records
  • Bankruptcy public records
  • Missing repositories or credit scores
  • As well as other potential underwriting problems

Intelligent Design

Important credit details and commonly used service requests can be accessed directly from the credit report, saving time and money.Mortgage credit report tradeline updates

  • Quickly order a tradeline update by clicking on the creditor's name
  • When viewing a report, simply click on the Report ID link to go directly to the credit report in the Avantus reporting system
  • Easily view tradeline details by choosing a repository in the "Reported On" box.
  • A detailed Letter of Explanation section includes all derogatory tradelines and all inquiries, giving you a quickly scannable summary of the items impacting the score.

Product Integration

No more back and forth between different vendors or systems.Esign 4506-T

Easily scannable

Make faster, quality decisions with Avantus' easy-to-read format.Red Flags

  • Color-coded Red Flags Report - Avantus customers know instantly "if it's green, it's clean" without having to sift through the full report; and our detailed fraud alerts let them know up front type of fraud detected, once again saving time in the process.

Streamline Your Workflow

This one-stop approach is just another way we streamline your workflow and help you to close more loans.

If you would like more information about Avantus' merged mortgage credit reporting, contact us or give us a call at 800.243.0120. We look forward to hearing from you.